The Science of PIN Security
A PIN (Personal Identification Number) trades security for convenience. With only 10 possible digits versus 95+ printable characters, PINs have inherently low entropy. Understanding when this tradeoff is acceptable—and when it's dangerous—is crucial for protecting your accounts.
Why Lockouts Matter
A 4-digit PIN has only 10,000 possible combinations. Without protection, an attacker could try all of them in under a second. But with a 3-attempt lockout policy, the odds shift dramatically: an attacker has only a 0.03% chance of guessing correctly before being locked out. This is why PINs are acceptable for ATMs and phones—not because they're strong, but because the system limits attempts.
Human PIN Biases
Research on leaked PIN databases reveals fascinating patterns. People overwhelmingly choose years (1984, 2024), dates (0315 for March 15), and patterns (1234, 1111). Numbers starting with 19 are vastly overrepresented—birth years. Our generator eliminates these biases by using true cryptographic randomness.
The Math of PIN Length
Each digit you add multiplies possible combinations by 10. This exponential growth makes longer PINs dramatically more secure:
- 4 digits: 10⁴ = 10,000 combinations (~13 bits entropy)
- 6 digits: 10⁶ = 1,000,000 combinations (~20 bits entropy)
- 8 digits: 10⁸ = 100,000,000 combinations (~27 bits entropy)
For comparison, a random 8-character password using all character types has ~52 bits of entropy—nearly double an 8-digit PIN. When lockouts aren't guaranteed, always use full passwords.